Responsible
Lending.
Sphere Loan Responsible Lending process is what makes us different. We have access to industry’s award winning IT platforms from software to professional development. At all times to act in the best interests of our clients.
Accreditation &
Licenced.
Sphere Loans is a proud member of Finance Broker Association of Australia (FBAA), Credit Ombudsman (COSL) and authorized by the Australian Securities and Investments Commission (ASIC) to provide credit assistance.
Our
Skills.
We have invested time and money on our ongoing and continuing training and development program. Sphere Loans program covers all aspects of mortgage brokering from delivering compliance to responsible lending.
Sphere Loans will guide you through the loan process from start to finish. We will understand your situation, your financial goals and objectives and we will explain and best match the different types of products recommended for you. We will execute your application on your behalf and guide you through a first class and unique journey from owning your own home to maximising the performance of your investment property. Between our staff, we have over 25+ years of experience in the Mortgage and Finance industry and we have been in business since 2003. We are local at Parramatta – Hills, Western Sydney, Inner Sydney and greater Sydney area.
our team
Mirasol San Esteban
Finance and Loans Specialist
5 out of 5 Star from 3 Reviews
I am the founder and Director of Sphere Loans Australia.
I have worked in the Finance industry since 1998 and have held many positions ranging in the bank and non-bank sectors. With over 18+ years of experience in the mortgage lending, I am very well adapted to banking, lending and borrowing.
I help people find and apply for the right mortgage and making sure my clients are fully informed about the different kinds of mortgages available. Working for my clients best interests, I find them the best mortgage based on their situation and finances, whilst guiding them through the whole process.
A member of both Finance Brokers Association of Australia (FBAA) and Australian Financial Complaints Authority (AFCA). Completed Certificate IV in Financial Services (Finance/Mortgage Broking) and many more Finance and Mortgage certifications as this is required by ASIC in order to obtain a broker licence.
Mary Lou Borcelas
Broker Support
Mary Lou is detail-oriented, organised and systematic. She has 6 years of working experience in the corporate arena — first her internship at an international imaging solutions company, then the rest in the call center industry where she handled accounts, in telecommunications and retail.
She works hard for our clients, getting their loans organised to helping with loan process. Mary Lou’s has a critical role and is vital in ensuring all loan applications are submitted and pre-approved on time for settlement. She has been instrumental to our success.
With a Bachelor of Science in Business Administration Major in Marketing Management, Mary Lou is also an active church leader and head usher.
why choose us
client reviews
Mirasol gave us good service and advice. She is good, nice and ready help us with all situation. I am very happy when working with her. Thanks.
Our experience with Sphere Loans was very pleasant. The Sphere team was always available to take our call and help with any queries also we found Sphere to be very courteous and professional. I will definitely recommend to anyone looking for a loan.
Mirasol helped us with our recent investment purchase. She was friendly and professional throughout the entire process. She was on top of any issue that arose. We definitely would recommend her services to others!
Sphere Loans has provided exceptional service to me when I decided to buy a home and simultaneously sell my place of residence. Whilst one major bank said that it is a tricky process and other have made it almost impossible, Sphere Loans made it easy.
It was great to deal with Mirasol, she looked after us during the whole process as this was our first investment property. Her experience and calming nature saw us through the ups and downs dealing with financial institutions.
Mirasol made it look easy and indeed it was. So glad I got her to organise my loan. She is always contactable and always have an answer to our never ending questions. Thanks for your help ARMI Finance!
This is our second investment. Mirasol has been there with for us since we bought our first home. We’ve grown our portfolio through Mirasol’s help. Painless and hassle free process. Thanks Mirasol!
Mirasol was very helpful. She explained every product in detail and made it easy to understand. We found Mirasol to be helpful and go the extra mile with her services with 2 mortgages. Our sincere thanks.