start here.

Being a first home buyer can be exciting. However, there are so much to do when buying your first home. Apart from where you want to live and the type of property you want, you also need to consider how much you can afford. Sphere Loans takes the hassles of finding the right loan for you. We can help you choose a suitable product along with the competitive rates, help you complete complex documentations, go through the cost such as stamp duty, bank fees, legal fees, valuation fees and help you apply for First Home Owners Grant (if eligible).

Before you see our fully accredited and licenced mortgage planner, it would be best to bring as much documentations such as financials – payslips, group certificates, individual tax returns with ATO assessments and full company tax returns, current bank statements, 100 points of ID such as current driver licence and passport. We may ask for further information depending on your circumstances.

We will assess your application based on the information you provide us using an award winning Mortgage software which will evaluate the most suitable loan for you from our panel of lenders.

So sit back and relax, we will go through the journey together. We will update you on the progress from getting a conditional approval to settlement.

As part of our responsible lending policy and to protect our clients interest, we offer mortgage protection insurance. It is our duty to ensure you have the capacity to service your loan without undue hardship.

If you are thinking of refinancing your loan, it is because you want to save money and a better deal which could potentially save you thousands of dollars. You probably need extra features like redraw facility, your circumstances have changed, fixing a portion of your home loan to make way with the always changing market and maybe you are thinking of investment properties and need the extra cash using the equity for the deposit or simply you are not happy with your current lender.

Call us on 02 8004 7302 and discuss your goals, Sphere Loans can help you manage with refinancing your current loan.

We have helped many clients build their investment portfolio. Whether you are buying your first investment property or a seasoned investor, getting the right loan structure will help you build and maximise your wealth. There are many complexities with property investment so partnering with Sphere Loans will ensure you have the right strategy to achieving your goals.

Sphere Loans has also partnered with a leading property investment wealth creator. Our partner is at the cutting edge of the industry and has a proven track record in using research to identify growth markets and strong investment opportunities.

If you are thinking of buying a new car or a motorbike and maybe a business vehicle such as ute or trucks, we can personalise your loan that suits you. Sphere Loans can offer a competitive rate and on the spot quote and an approval within 24 hours. Call us on 02 8004 7302 to enquire.